Fraud Statistics Jan 13 - Dec 13
We publish payments fraud data twice-yearly to help public understanding of fraud trends and prevention measures.
The data tables covering 1 January - 31 December 2013 are provided below. For further information on this data release, please see the Australian Payments Fraud Report and accompanying Media Release.
Fraud Statistics for Jan - Dec 2013 Australian Payments Fraud Report - Details and Data 2014Fraud Perpetrated on Australian Cheques and Cards
1 January 2013 - 31 December 2013 (Revised December 2015)
| Fraud Transactions | Total Transactions | Fraud Rates | ||||
| Number | Value | Number (millions) | Value (millions) | as % of total no. of transactions | as % of total value ($) of transactions | |
| Cheques | 947 | $7,141,008 | 194 | $1,220,284 | 0.0005% | 0.0006% |
| Australian-issued cards^ | 1,415,487 | $291,378,311 | 6,141 | $624,952 r | 0.0230% | 0.0466% |
| Proprietary debit cards | 60,685 | $18,400,402 | N/A | N/A | N/A | N/A |
| Scheme credit, debit and charge cards | 1,354,802 | $272,977,909 | N/A | N/A | N/A | N/A |
| Total | 1,416,434 | $298,519,319 | 6,335 | $1,845,236 | 0.0224% | 0.0162% |
^ = Figures have been revised.
Cheque Fraud Perpetrated in Australia
1 January 2013 - 31 December 2013
| Category | Actual | Exposure | Recoveries* |
| On-Us Fraud | Transactions | Value ($) | Transactions | Value ($) | Value ($) |
| Valueless | 8 | 24,197 | 649 | 33,137,380 | 10,750 |
| Fraudulently Altered | 237 | 1,158,135 | 417 | 5,128,450 | 184,520 |
| Stolen Blank Cheque / Book | 558 | 4,038,350 | 849 | 5,990,587 | 728,543 |
| Originated Counterfeit Cheques | 63 | 670,252 | 175 | 2,409,659 | 74,027 |
| Non-originated Counterfeit Cheques | 30 | 206,288 | 133 | 2,874,017 | 23,745 |
| Breach of Mandate | 24 | 864,840 | 34 | 6,753,604 | 35,249 |
| On-Us Total | 920 | 6,962,062 | 2,257 | 56,293,697 | 1,056,834 |
| Deposit Fraud | |||||
| Valueless | 17 | 107,887 | 337 | 514,012,210 | 100,317 |
| Valueless - Kite Flying | 1 | 19,750 | 40 | 3,398,316 | 64,145 |
| Third Party Conversion | 9 | 51,309 | 34 | 1,093,955 | 16,600 |
| Deposit Total | 27 | 178,946 | 411 | 518,504,481 | 181,062 |
| Total | 947 | 7,141,008 | 2,668 | 574,798,178 | 1,237,896 |
* Data on the 'transactions' of recoveries is not collected.
“Actual” losses can relate to “Exposure” during an earlier period. This explains why, in some reporting periods,actual losses may exceed exposure.
Proprietary Debit Card Fraud Perpetrated in Australia
1 January 2013 - 31 December 2013
| Category | Transactions | Value |
| Debit Card Fraud – PIN Used: | ||
| Lost/Stolen | 11,642 | 2,551,209 |
| Never Received | 3,604 | 1,280,988 |
| Counterfeit/Skimming | 42,143 | 13,564,067 |
| Other | 2,132 | 816,508 |
| PIN Used Total | 59,521 | 18,212,772 |
| Debit Card Fraud – PIN Not Used: | ||
| Lost/Stolen | 716 | 96,145 |
| Never Received | 232 | 24,018 |
| Counterfeit/Skimming | 211 | 61,668 |
| Other | 5 | 5,799 |
| PIN Not Used Total | 1,164 | 187,630 |
| Total Debit Card Fraud | 60,685 | 18,400,402 |
Note: For fraudulent transactions initiated at ATMs, POS terminals and other devices, the above statistics incorporate all transactions where either "cheque" or "savings" was selected, regardless of the type of card used (that is debit card, 'combo’ card, scheme card etc). The number of fraud transactions does not represent the number of cards or consumers affected. Typically, multiple fraud transactions are made on a single card.
Scheme Credit, Debit and Charge Card Fraud
Perpetrated in Australia and Overseas on Australia-issued Cards
1 January 2013 - 31 December 2013 (Revised December 2014)
| Category | In Australia | Overseas | Total |
| Transactions | Value ($) | Transactions | Value ($) | Transactions | Value ($) | |
| Lost / Stolen | 150,854 | 18,544,788 | 27,251 | 11,062,290 | 178,105 | 29,607,078 |
| Never Received | 38,898 | 7,307,260 | 1,394 | 478,750 | 40,292 | 7,786,010 |
| Fraudulent Application | 3,019 | 1,375,566 | 403 | 112,799 | 3,422 | 1,488,364 |
| Counterfeit / Skimming | 21,722 | 9,688,200 | 42,101 | 12,802,604 | 63,823 | 22,490,804 |
| Card Not Present (CNP) | 422,925 | 85,932,867 | 640,378 | 124,507,528 | 1,063,303 | 210,440,395 |
| Other | 4,633 | 814,481 | 1,224 | 350,777 | 5,857 | 1,165,258 |
| Total | 642,051 | 123,663,161 | 712,751 | 149,314,748 | 1,354,802 | 272,977,909 |
Note: The number of fraud transactions does not represent the number of cards or consumers affected. Typically, multiple fraud transactions are made on a single card.
Fraud Perpetrated in Australia on Cards issued Overseas
| Category | Transactions | Value ($) |
| Lost / Stolen | 12,737 | 4,371,262 |
| Never Received | 412 | 49,038 |
| Fraudulent Application | 203 | 81,123 |
| Counterfeit / Skimming | 53,033 | 11,083,059 |
| Card Not Present (CNP) | 102,904 | 33,584,598 |
| Other | 1,016 | 524,035 |
| Total | 170,305 | 49,693,116 |
Note: The number of fraud transactions does not represent the number of cards or consumers affected. Typically, multiple fraud transactions are made on a single card.
