Community of Interest Network


The Community of Interest Network (COIN) is an infrastructure system managed by a committee reporting to our board.

We provide the rules, procedures and decision-making framework enabling participation in the COIN.

The COIN is a high availability, managed network for multilateral secure transmission of payments files and messages between payments participants. It provides alternative to point-to-point connectivity between payments participants.  

Currently the COIN provides network services and connectivity for our frameworks for cheques (APCS), direct credit and debit (BECS), and cards (IAC) as well as BPAY bill payments.


Community of Interest Network (COIN)

Download the Regulations, Operating Manual or Guidelines.