As the payments landscape becomes more diverse, the range of organisations we bring together continues to expand.

We are the self-regulatory body and industry association for payments.

Participation in AusPayNet activities is open to a diverse range of organisations. There are four broad categories of membership, which you can explore below.

By joining our network, organisations have the opportunity to:

  • Work collaboratively across the industry on payments system improvements
  • Help shape payments strategy and policy objectives
  • Be at the forefront of system-wide innovation
  • Attend member forums, briefings, networking events and one-on-one relationship meetings



Participant Members

These leading payment organisations participate directly in Australia's payments system.

Participant members are either:

  • Appointing members: participate in at least three payment systems
  • Electing members: participate in at least one payment system

The payment systems they participate in represent 99% of all Australian non-cash payments by volume and value. They include:

  • Cheques: Australian Paper Clearing System (AusPayNet)
  • Low Value: BPAY, Bulk Electronic Clearing System (AusPayNet), New Payments Platform
  • Cards: American Express Companion Cards, ATM, EFTPOS, MasterCard, VISA
  • High Value: Austraclear, High Value Clearing System (AusPayNet)

Participant members have representation on the AusPayNet board, management committees and forums.

List of Participant Members Contact Us

Affiliate Members

Organisations become affiliate members by joining the Issuers and Acquirers Community.

Our affiliate members provide a range of card related products and services to the industry, including:

  • Card payment transaction processing services, technology and switch services
  • Manufacturing of ATM, point of sale and hardware security modules
  • Deployment of ATMs or point of sale devices
  • Communications services
  • Testing and evaluation of ATM terminals, point of sale devices and hardware security modules.

List of Affiliate Members Contact Us

Operator Members

Operator members are the commercial operators of payments systems and associated technology companies.

Payments technology is changing fast. Innovators are finding new ways to increase convenience and efficiency. Commercial operators of payment systems and technology companies are increasingly important to the Australian economy.

Through our operator membership, organisations have the opportunity to:

  • collaborate with a diverse range of organisations spanning the payments industry
  • contribute to system-wide innovation and help establish new frameworks and governance structures
  • provide input to strategy, policy and regulatory issues
  • better understand payments self-regulation
List of Operator Members Contact Us

Payment Service Provider Members

PSP members are technology companies that facilitate payment functions relating to the electronic payment of money in Australia.

As payments technology continues to change, the opportunity for innovation is significant. Payment Service Providers (Paytechs) role in the market continues to grow as they find ways to improve the payment value chain.

Through our PSP membership, organisations will have the opportunity to:

  • collaborate with a diverse range of organisations spanning the payments industry,
  • contribute to and adopt industry wide standards
  • provide input to strategy, policy and regulatory issues 
  • provide input into the future state of payments and where self-regulation will need to play a role
List of PSP Members Contact Us

COIN Members

The COIN is next generation connectivity for Australian payments.

The Community of Interest Network (COIN) provides network services and connectivity for domestic EFTPOS and ATM transactions, direct debit and direct credit payments, cheques and BPAY bill payments. 

COIN members are typically participant members or commercial operators of at least one low-value payment stream, or organisations that clear and settle payments for them.


List of COIN Members Contact Us

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