The vision for account-to-account payments

The Account-to-Account Payments Roundtable, which brings together AusPayNet, AP+, the RBA and Commonwealth Treasury under ACCC authorisation, has published a draft vision for account-to-account (A2A) payments in Australia for feedback via a public consultation.

The draft vision sets out the desired long-term outcomes for Australia’s A2A payments system and has been developed through the Roundtable process following broad engagement with stakeholders, and drawing extensively on last year’s public consultation on the future of A2A payments undertaken by AusPayNet and AP+.

 

Open consultation – Draft vision for account-to-account payments

Consultation paper (April 2026)

 

Past consultation papers – The future of account-to-account payments in Australia

Findings report (November 2025)

Consultation paper (July 2025)

 

How to make a submission

Written submissions on the draft vision for account-to-account payments can be made to a2avisionconsultation@auspaynet.com.au. Submissions close 22 May 2026.

 

Next steps

The publication of the draft vision for feedback marks the next step in a broader, multi-step process to shape a shared vision for the future of A2A payments in Australia, along with an industry roadmap to deliver it.

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