Our vibrant network supports Australia’s thriving payments system.

Australian Payments Network champions the payments system. We enable competition and innovation, promote efficiency, and control and manage risk to deliver improvements for all users of the payments system.

With a strong focus on collaboration, our role includes:

  • inspiring innovation
  • facilitating self-regulation
  • coordinating system-wide standards
  • policy development

Our network includes more than 130 members and participants and we welcome involvement from all organisations with a significant interest in payments.


We bring together a diverse range of organisations to help payments thrive.

There are three broad membership categories:

  • Participant members: organisations that directly participate in the payments system
  • Operator members: commercial operators of payment systems, technology companies
  • Affiliate members: suppliers of goods and services to card issuers, acquirers and schemes
More about Membership

Meet the Board

Robert Craig

Chair - BSc (Hons), BCA, MAICD

Mr Craig was appointed a director and independent Chair of Australian Payments Network in January 2014. Prior to 2008, his 25-year career in financial services included senior roles at Westpac Banking Corporation, National Australia Bank, Bank of New Zealand and National Westminster Bank.

Lynda McMillan


Ms McMillan is Head of Payments Representation, Business and Private Banking at Commonwealth Bank of Australia. She was appointed as a director in April 2018 and was appointed by the Board as Deputy Chair in December 2019.

Andy White

CEO – BA (Hons), MA (Oxon), GAICD

Mr White was appointed as Chief Executive Officer and a director of AusPayNet in March 2019.  He has over 25 years’ international experience, incorporating roles at the Bank of England, LCH.Clearnet and the ASX.

Chris Campbell

BEc, MBus(Finance)

Mr Campbell is Head of Payments Policy and Strategy at Westpac Group. He was appointed by Westpac Banking Corporation as a director in April 2003.

Jennifer Clark


Ms Clark has an extensive background in business, finance and governance through a career as a Non-Executive Director since 1991 and as a Banker for over 20 years. She was appointed as an independent director in June 2014.

Jackie Kallman


Ms Kallman is Head of Payments Industry at Australia and New Zealand Banking Group Limited. She was appointed as a director in April 2018.

Kees Kwakernaak


Mr Kwakernaak is Managing Director at First Data Network Australia. He was appointed by Electing Members as a director in October 2016.

Olivia McArdle

BComm (Accounting & Law), MBA, CA, GAICD

Ms McArdle is Head of Deposits and Payment Products at Macquarie Bank Limited. She was appointed by Electing Members as a director in November 2017.


Michelle McPhee

BBus(Hons), GAICD

Ms McPhee is Head of Banking at the Reserve Bank of Australia. She was appointed by the Reserve Bank of Australia as a director in February 2017.

Kate Mulligan


Ms Mulligan has more than 28 years’ experience in financial services, business and the law, including senior roles at Allens, St George Bank and ANZ. She was appointed as an independent director in June 2014.

Dianne Shay


Ms Shay is Head of Payments Industry at National Australia Bank Limited.  She was appointed by National Australia Bank as a director in December 2019.

Mark Tibbles

Mr Tibbles is Acting Chief Executive Officer of Australian Settlements Limited. He was appointed by Building Society members as a director in April 2019.

Derek Weatherley

BComm, MAcc, GAICD

Mr Weatherley is Chief Executive Officer at Indue Limited. He was appointed by Credit Union members as a director in April 2018.


Our policy development strives to improve the payments system.

Meet our Executive Team

Andy White

Chief Executive Officer

Andy has over 25 years’ international experience, incorporating roles at the Bank of England, LCH.Clearnet and the ASX.  He is a graduate of Oxford University and AICD.  Andy also holds advisory roles on Australia’s Data Standards Body, the Payment Card Industry Security Standards Council, and Emerging Payments Association Asia.

Nancy Bryla

General Counsel

Nancy brings more than 15 years of commercial and in-house legal expertise to our Legal and Governance functions. Prior to joining us in 2017, Nancy spent five years as the General Counsel for Asia Pacific at a global provider of managed communications solutions to the banking and financial services industries.

Lynette Hickey

Chief Financial Officer

Lynette brings over 20 years of finance and business management experience to AusPayNet. She has held various senior management roles within PwC, predominately the Assurance and Business Advisory Group working with start-ups through to large multinationals. Most recently Lynette was the CFO for the Converga Group.

Lauren Johnson

Chief People and Culture Officer

Lauren has spent over 15 years in leadership roles in both business facing and people & culture capacities. She has spent the last 10 years in executive HR management, partnering with leaders to shape the people agenda. Most recently Lauren was the Human Resources Director for a global quantitative financial trading organisation.

Victoria Richardson

Chief Strategy Officer

Victoria has been working with payment and identity technologies for over 20 years. She has advised a range of organisations, from start-ups to major banks, on the business implications of emerging payment and identity technologies. Her role at AusPayNet includes leading the initiatives undertaken by the Australian Payments Council.

Luke Wilson

Chief Operating Officer

Luke has worked in the payments and financial services industries throughout Asia Pacific. He has held executive roles across various functions including operations, customer acquisition and relationship management. Luke’s experience in these industries spans 20 years, most recently as Chief Customer Officer at Indue and prior to that in various executive roles at Experian and First Data.

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